Everyone knows how important it is to have health insurance, but what about coverage for events such as a bicycle or auto accident, dog bite, appendectomy or emergency root canal? These events are unpredictable, traumatic and expensive since they often require an emergency room visit.Below are the estimated costs of a selection of emergency treatments and surgeries:
Minor Car Accident: $15,082
Major Car Accident: $814,251
Severe Dog Bite: $4,622 - $6,842
Broken Limb: $1,000 - $2,000
Root Canal: $1,000
Catastrophic health insurance, also know as a "major medical" plan ensures you are covered in the event of an accident such as those mentioned above. The purpose of this site is to explain what catastrophic health insurance is, what it covers, people who need it and alternatives to catastrophic health coverage. Our aim is to provide you with the facts you need to help you make an informed decision regarding your health care.
Ultimately it is up to you whether you select a catastrophic health insurance plan, but we hope the information on this site will give you the tools you need to make a well researched choice on the type of medical insurance plan that will work the best for you.